Thinks with you
News on what you own
Short updates on the chapters in your home — not the whole market.
- Bank & mutual fund news
- Property & rule changes
- What matters most first
Every financial life deserves a home
List It.Nominate It.Never Lose It.
Your financial life didn't grow in one place. It grew everywhere — banks, investments, property, insurance, documents, digital accounts. Vashiyat brings them into one home.
- Banks · Funds · Property
- Nominees
- Built for India
RM
Rajat Mehra's vault
12 assets · 3 nominees
H
HDFC Savings · ****4421
Bank account
₹ 8.2 L
P
Parag Parikh Flexi Cap
Mutual fund · SIP
₹ 14.6 L
P
Plot · Whitefield, Bangalore
Real estate
₹ 1.2 Cr
L
LIC Jeevan Anand
Insurance
₹ 25 L sum
Priya Mehra (Spouse) requested access
Example: auto-release after your review window (here, 12 days) if you don't respond. You can approve or decline anytime.
Completely normal
Nobody plans for their financial life to become scattered.
That's okay. It happens to everyone — whether you're 22 or 72. The story is the same: life adds chapters, and the map never updates itself.
It happens slowly
One salary account. One SIP. One insurance policy. One property. Another app. Another password. Nobody plans for scatter — it just accumulates.
Twenty years later…
Even you struggle to remember everything. Bank, Groww, Zerodha, LIC, EPFO, Drive, email, drawer — all disconnected.
Completely normal
You are not alone. Every financial life grows everywhere. The only missing piece is one home where it finally makes sense.
The real villain
Wealth doesn't disappear. Information does.
Your villain isn't death. It's scattered information — across banks, apps, policies, folders, and drawers. The money is still there. The trail is what goes missing.
₹1,00,000+ Cr
Wealth that lost its trail
Unclaimed across banks, funds, stocks, insurance & EPFO
₹78,213 Cr
Forgotten bank deposits
Sitting with RBI under DEAF
₹50,000+ Cr
Shares no one claimed
Sitting with IEPF in India
4 in every 10
Families who lose the map
Cannot locate a parent's full financial picture
Sources: RBI DEAF reports, IEPF Authority, SEBI investor disclosures, IRDAI policy data.
Chapters of your life
These aren't just assets. They're chapters.
Your first salary. Your first SIP. Your first home. Your father's insurance. Your child's education fund. If it's part of your financial life, it belongs in one home — across 10+ categories and counting.
Bank accounts & FDs
Savings, current, NRE/NRO, fixed deposits, recurring deposits across every bank in India.
Stocks & demat
Equity holdings across NSE, BSE, multiple demat accounts, ESOPs and unlisted shares.
Mutual funds & SIPs
Lumpsum and SIP folios across AMCs, plus ETFs, FoFs and international funds.
Real estate & land
Apartments, plots, agricultural land, commercial properties with all paperwork.
Insurance policies
LIC, term, ULIPs, health, vehicle, and any other policy with nominee and premium details.
Gold, silver & jewellery
Physical gold, sovereign gold bonds, digital gold, lockers and jewellery valuations.
EPF, PPF & NPS
EPF, PPF, NPS and govt. retirement schemes.
Crypto & Web3
Wallets, exchange accounts, NFTs, and seed-phrase recovery hints — never the keys themselves.
Bonds & debentures
Government bonds, corporate debt, RBI bonds, NCDs and tax-free bonds.
Money others owe you
Friends, family or business — how much they borrowed and when to follow up.
So we built one home
Not another finance app. Not another tracker.
One secure place where your financial life finally makes sense.
Every financial life deserves a home.
Step 1
Add what you own
Banks, investments, insurance, property, documents — start with a few chapters. Grow over weekends.
Step 2
Organize everything
One calm place where your financial life finally makes sense — values, papers, and contacts together.
Step 3
Choose people you trust
Decide who can ask for access, and what they can see — when one day they may need this.
Step 4
Stay protected
Reminders keep you current. Nominee requests stay on your timeline — your rules, your outcomes.
Our signature safeguardAnd one day…
Someone you love may need this.
That's all. No fear. No manipulation. Just one day — when clarity matters more than searching. Your nominees can ask for access on your terms: approve, decline, or let your saved rule run.
You approve in time
Access is granted immediately to the assets you choose to share — full vault or specific items only.
You decline
Access is blocked. The nominee is notified respectfully, and a 30-day cool-down begins before another request.
The window closes without your reply
We follow the release path you configured. After the nominee is verified, your vault reaches the people you trusted — exactly as you set up.
Customisable review window
Example flow — length is yours to set
- 1
Phase 1
Nominee submits request
Identity checked with the verification steps you configure—mobile, email, and any extra proof you ask for.
- 2
Phase 2
You receive gentle reminders
Email and WhatsApp notifications — on the channels you use.
- 3
Phase 3
Nominees get notified
Optional: your designated guardian is informed so they can reach you.
- 4
Phase 4
Your configured outcome
If you have not replied by the end of your review window, the release path you set runs for the verified nominee. You can change course any time before then—from any device.
Intelligence
Your home shouldn't just remember. It should think.
News. Reminders. Risk. Insights. Not as a feature list — as intelligence that stays with your financial life every day.
Reads the story
Insights & reminders
Premiums, renewals, dividends, simple reads — what changed and why it matters.
- Banks, funds & stocks
- Property & insurance
- Document & premium nudges
Only when needed
The bigger picture
Sector, policy, and economy context — only when it connects to your financial life.
- Sectors you invest in
- New rules explained
- What shows up first
For every day
You're organizing every day — not one day.
Life changes. Your financial home changes with it. Calm tools for the chapters you're still writing.
Life changes with you
Salary arrives. Insurance renews. New documents. New nominees. Your home updates as life does — every day, not one day.
Every chapter, kept
Statements, policies, sale deeds, and IDs live beside what they belong to — so nothing is “somewhere.”
People you trust, anywhere
Family in India or abroad. They know they’re named. Details stay sealed until access is on your terms.
A designated guardian
Add a trusted human — friend, lawyer, CA — who can help reach you when it matters.
Common questions
Honest answers to fair questions.
Can't find what you're looking for? Talk to our team.
Vashiyat is one home for your financial life. Organize banks, investments, insurance, property, documents, and more — so you stay clear today, and the people you trust aren't left searching tomorrow.
Anyone with a financial life — whether you're 22 or 72. Young professionals, parents, business owners, NRIs, retired couples. If your money lives in more than one place, this is for you.
No. Vashiyat helps you organize information and set up nominees. It is not a substitute for a registered legal will. Complement it with proper legal advice where you need it.
When a nominee you named requests access, you get a review window to approve or decline. We remind you across email and WhatsApp. If you do not reply, your saved path runs for what you assigned to them.
You can permanently delete your home at any time. We remove your data from active systems and routine backups within 30 days. Full wording is in our Privacy policy.
Never. Vashiyat stores metadata — account numbers, custodians, value, supporting documents — not credentials. We will never ask for your net-banking password or trading PIN.
Imagine 20 years from today
Your children don't search.They simply open Vashiyat.
Every financial life deserves a home. Give yours one — starting today. Early access opens in waves.