How Vashiyat works

A 4-step promise to your family.

From your first login to a verified nominee request: here's the full journey in plain language—what you do, what we do, and what your family can expect.

01

Sign in with mobile or Google

Create your Vashiyat account with the phone you already use or Continue with Google.

  • Mobile number + SMS OTP
  • Google sign-in
  • Profile and recovery email when you are ready
  • You control what you save
02

Build your asset register

Add every financial asset you own. Use guided forms, upload statements, or connect your accounts. Each asset gets a value, location, contact and document trail.

  • 12+ asset categories
  • CSV/PDF statement import
  • Encrypted document vault
  • Auto-categorisation suggestions
03

Add global nominees

Nominate your spouse, children, parents, siblings — anyone you trust, anywhere in the world. Decide what each nominee can access and when.

  • Unlimited nominees
  • Per-asset access control
  • NRI / OCI support
  • Optional designated guardian
04

Notifications & your rule

Reminders on email, SMS, WhatsApp, push and calls—until you approve, decline, or your configured path runs for a verified nominee.

  • Multi-channel reminders
  • Approve or decline with one tap
  • Auto-release if your review window ends with no response
  • Tamper-proof audit log of every action
Under the hood

A safeguard built around how life actually works.

When a nominee requests access to your vault, we don't release it automatically. You choose a review window to approve or decline — with multi-channel reminders on every device, email and phone number you've registered. The length is customisable to what fits your life.

  • You approve in time

    Access is granted immediately to the assets you choose to share — full vault or specific items only.

  • You decline

    Access is blocked. The nominee is notified respectfully, and a 30-day cool-down begins before another request.

  • The window closes without your reply

    We follow the release path you configured. After the nominee is verified, your vault reaches the people you trusted — exactly as you set up.

Customisable review window

Example flow — length is yours to set

In progress
  1. 1

    Phase 1

    Nominee submits request

    Identity checked with the verification steps you configure—mobile, email, and any extra proof you ask for.

  2. 2

    Phase 2

    You receive gentle reminders

    Push, email, SMS and WhatsApp — across all your devices.

  3. 3

    Phase 3

    Trusted contacts get notified

    Optional: your designated guardian is informed so they can reach you.

  4. 4

    Phase 4

    Your configured outcome

    If you have not replied by the end of your review window, the release path you set runs for the verified nominee. You can change course any time before then—from any device.

The nominee journey

What it looks like for the people you love

Half of every story is the nominee's. Here's exactly what happens, end-to-end, from the day they're named.

Step 01

Your nominee knows they're named

When you add someone, they receive a respectful, opt-in notification. They know they're part of your legacy plan — but cannot see asset details until access is released.

Step 02

They request access when needed

In case of a difficult situation, your nominee signs in, completes the verification you have turned on (including mobile and email), and submits a formal request.

Step 03

You're notified across every channel

We send reminders to every device, email and number you've registered. Your designated guardian is also informed, in case they can reach you.

Step 04

Your window ends — your rule applies

Approve, decline, or stay silent until the review period you configured is over. If there is still no reply, access release follows what you set, with a full audit trail for the verified nominee.

Step 05

Asset details are shared safely

Your nominee sees exactly what you assigned to them — bank accounts, demat IDs, custodian contacts, documents — and can take it to the right authority.

Step 06

Closure for your family

Nothing is forgotten. Nothing becomes unclaimed. The wealth you built reaches the people you loved.

We launch soon

Your family deserves clarity.Not a treasure hunt.

We're opening in waves. Use the form on the next screen and we'll reach out when your spot opens. Prefer a conversation first? Talk to our team.