Features

One vault. Every asset. Every safeguard.

Vashiyat is engineered for real Indian families with real, messy financial lives. From your first salary account to your grandchild's education fund — we capture it all.
One vault. Every asset.

If it's worth something, you can record it on Vashiyat.

From your first salary account to your last sovereign gold bond, Vashiyat is built to capture every financial asset Indian families actually own — across 12+ categories and counting.

Bank accounts & FDs

Savings, current, NRE/NRO, fixed deposits, recurring deposits across every bank in India.

Stocks & demat

Equity holdings across NSE, BSE, multiple demat accounts, ESOPs and unlisted shares.

Mutual funds & SIPs

Lumpsum and SIP folios across AMCs, plus ETFs, FoFs and international funds.

Real estate & land

Apartments, plots, agricultural land, commercial properties with all paperwork.

Insurance policies

LIC, Term, ULIPs, Health, Vehicle And Any Other Policy With Nominee & Premium Details.

Gold, silver & jewellery

Physical gold, sovereign gold bonds, digital gold, lockers and jewellery valuations.

EPF, PPF & NPS

EPF, PPF, NPS and govt. retirement schemes.

Crypto & Web3

Wallets, Exchange Accounts, NFTs And Seed Phrase Recovery Hints — Never The Keys Themselves.

Business & startups

Cap-table holdings, partnerships, sole proprietorships, ESOPs in private companies.

Bonds & debentures

Government bonds, corporate debt, RBI bonds, NCDs and tax-free bonds.

Collectibles & art

Watches, art, antiques, rare collectibles with provenance and valuation notes.

Loans receivable

Money lent to friends, family or business — with terms and contact details.

Nominees & access

The smartest nominee system in India

Nominees are not just names on a form. With Vashiyat, you control who can see what, when and how — with cryptographic guarantees.

Unlimited global nominees

Add as many nominees as you want — spouse, children, parents, siblings, even close friends. Located in India or anywhere abroad.

Granular access control

Decide exactly which assets each nominee can see. Bank accounts to one person, real estate to another — it's your choice.

Review window & release

You choose how long you have to respond when a nominee asks. When that window ends, access follows the path you already saved.

Identity checks you control

Pick how nominees prove who they are—mobile OTP, email confirmation, document upload and more—before any sensitive access is considered.

Multi-channel notifications

Reminders sent via email, SMS, WhatsApp, push and registered phone calls. We make sure you don't miss them.

Sealed-until-needed mode

Your nominees know they're named, but cannot see asset details until access is properly released.

Built for Bharat

A calmer experience for every household

Vashiyat is designed for the elderly parent in Kolkata, the NRI son in Toronto, and the working couple in Pune — all in the same family.

Smart reminders

Annual reviews, KYC renewals, insurance premium dues, SIP changes — we nudge you so nothing slips.

Designated guardian

Add a trusted human — friend, lawyer, CA — who can help your nominees navigate the unlock process.

Tamper-proof audit log

Every action is recorded on an append-only log. View who accessed what and when, forever.

iOS, Android & web

A truly cross-platform experience. Add an asset from your phone, review it on your laptop, share from anywhere.

Hindi & English

Use the interface in the language your family is most comfortable with — without losing clarity on legal or financial wording.

Export anytime

Download your full asset register as an encrypted PDF or print-ready document for offline storage.

We launch soon

Your family deserves clarity.Not a treasure hunt.

We're opening in waves. Use the form on the next screen and we'll reach out when your spot opens. Prefer a conversation first? Talk to our team.